RTO & Financing.

Rent-To-Own, Instant Approval - NO Credit Check.
Financing Available with Approved Credit.

USA Carport Garages has several options for RTO (Rent-To-Own) and traditional Financing.  Please note, the programs available to you will depend on where you live and which manufacturer will be filling your order.  Please Contact USACG or a USACG Sales Representative to determine which programs are an option for you. 

About RTO
RTO allows you to make monthly payments on your new metal structure instead of paying the full balance amount when built.  This is not financing, it does not require a credit check like financing, and it does not have an interstest rate like financing!  Instead, there is no "approval process" because everyone is approved and you pay a monthly Rental Fee for however long you use the RTO program.  The monthly Rental Fee amount is determined by the purchase price, the terms of the agreement (ex. 24, 36, 48, 54, 60 months) and which RTO program is chosen.  Most RTO programs offer an "Early Purchase Option" (EPO).  When you take advantage of the EPO, there will be no more monthly Rental Fees.  You only pay a monthly Rental Fee for the months you use the RTO program.  To learn more about our RTO programs, contact USACG. 

About Financing
We offer Financing through RTO National.  Financing does require an application, credit check, and approval.  The interest rate on your loan will be based on your credit score.  

RTO NATIONAL:  Lease-To-Own or Financing
* Ask if this program is available in your area.

Start your Rent-To-Own with RTO National.
Maximum RTO amount, $15,000

* NO Proof of Income
* NO Driver's License 
* Need to be the landowner

Fill out an Application for Financing through RTO National
​

* No Proof of Income
* No Driver's License
* No Landlord Info or Waivers needed for Renters

RTO Program #1
​* Ask if this program is available in your area.

This Rent-To-Own (RTO) program is currently available in Ohio, Kentucky, Indiana, Michigan (not the U.P.), and Western Pennsylvania.  

• Available Terms - 24, 36, 48, or 54 Months
• If you are a landowner, you can RTO as much as $12,000.  If your purchase is over $12,000, you can "pay it down" and still qualify for RTO.
• If you are a renter, you can RTO as much as $10,000 with a signed "Landlord Release".  If your purchase is over $10,000, you can "pay it down" and still qualify for RTO.
• The Security Depsosit, due at signing, is equal to (2) two monthly payments
• Monthly Payments are due each month or take advantage of the Early Purchase Option. 

Use the calculator below to get your pre-tax monthly payment.  

​​Contact USACG for additional information.

RTO Program #2
​* Ask if this program is available in your area.

This Rent-To-Own (RTO) program is available in all areas where USACG offers metal structures.  

• Available Terms - 36, 48 or 60 Months
• You can RTO any amount between $1,200.00 and $16,000.00
• You must be the landowner where structure is being installed
• If you RTO more than $10,000.00 you must have *proof of ownership
• Security Deposit due at signing (12%-15% of pre-tax purchase price)
• Origination Fee and 1st Month's rent due at time of installation
• Monthly Payments are due each month or take advantage of the Early Purchase Option

* Proof of Ownership examples: tax statement, mortgage statement, deed

Use the calculator below to get your pre-tax monthly payment. 
​
​Contact USACG for additional information.